Health Insurance

Miami, Medicare, and You

Turning 65? Find out what that means for you, medicare, and Miami health coverage as a benefit-eligible employee.

Miami offers two health plan options through UnitedHealthcare, UMR. You choose the plan that is best for you and your family. Option 1 is the Traditional PPO and option 2, the High Deductible Health Plan (HDHP) with a Health Savings Account. Both plans include pharmacy coverage.

UMR Contact Information

PO Box 30541
Salt Lake City, UT 84130-0541
1-866-936-6003
www.umr.com

Optum Rx Pharmacy

1-877-559-2955
www.optumrx.com (Not supported by Chrome)

Quick Support (No UMR Login Required)

Don't want to log into your UMR personal account? Use the UMR Quick Support page to find plan documents, provider search, drug lists, and more.

Group Number

76-411854

Find a UMR Provider in the United Healthcare Choice Plus Network

UMR Member Card

To order a new card, log in to your UMR account and do the following:

  1. Under "myMenu," select ID card.
  2. Next, select Order ID card.

Alternatively, you may call UMR Customer Service (866-936-6003).

Monthly Premiums

Single

PPO, 1.32% x Annual Salary divided by 12 + $50.00 = Monthly premium
HDHP, 1.32% x Annual Salary divided by 12 = Monthly premium

Employee Plus Spouse or Children

PPO, 2.90% x Annual Salary divided by 12 + $110.00 = Monthly premium
HDHP, 2.90% x Annual Salary divided by 12 = Monthly premium

Family

PPO, 4.22% x Annual Salary divided by 12 + $160.00 = Monthly premium
HDHP, 4.22% x Annual Salary divided by 12 = Monthly premium

Please note: Premiums will be no more than 30% of the total monthly premium.

An additional amount applies to your health premiums if you and/or your covered spouse chose not to complete the steps of the premium discount program in the previous calendar year.

Depending on the steps not completed, your premiums could include an additional $15-$60 premium per month for you and an additional $15-$60 premium per month for your spouse.

Who Can Be Covered?

Spouses and dependent children under age 26. See Qualifying Events for required documentation.

Changing Your Coverage

You can change your health coverage during the benefit open enrollment period in October for the following calendar year, or within 31 days of a qualifying event with appropriate documentation.