Benefit Deductions

Need Help?

Contact the Benefits office at 513-529-3926 for assistance.

Miami makes deductions from your pay based on the number of times you are paid per year:

  • Faculty on 9-month contracts are paid 10 times per year.
  • Administrative staff and faculty on 12-month contracts or deferred pay are paid 12 times per year.
  • Administrative staff on less than 12-month contracts and do not get paid 12 times, pay premiums based on 12 pays and must make up premiums when a paycheck is missed.
  • Classified employees are paid 26 times per year, but deductions are taken out only 24 times.
  • Classified employees who work less than 52 weeks per year and do not get paid 26 times, pay premiums based on 24 pays and must make up any premiums when a paycheck is missed.

Pre-Tax Deductions

The following deductions are made before federal taxes are taken into account.

403(b) and 457

The amount deducted from your pay will depend on what you elected when you set up your Supplemental Retirement Plan.

Insurance Premiums

If you are enrolled in Miami's health insurance, dental insurance, or voluntary vision plan, you will see the per-pay amount for each of these benefits deducted from your pay. For specific premium amounts, see Healthcare Coverage.

Health Savings Account (Employee)

If you are enrolled in the high deductible health insurance plan, you will have a Health Savings Account (HSA). If you have completed the HSA certification and are eligible for the HSA, the amount you chose to have deposited into your HSA will be deducted from your paycheck.

Health Savings Account (Employer)

Miami contributes up to 50% of the in-network deductible bi-annually to your HSA. These contributions are made with your first paycheck in January and July, once you have completed the HSA Certification. If you are hired mid-year, Miami's first contribution (pro-rated) will be made the first pay period after you complete the HSA Certification.

Parking Tag

If you have purchased a parking pass from Parking and Transportation Services, you will see a deduction for the per-pay amount of that pass.

Post-Tax Deductions

The following deductions are made after federal taxes are taken into account.

Roth 403(b)

The amount deducted from your pay will depend on what you elected when you set up your Supplemental Retirement Plan.

Healthy Miami

Participation in the Healthy Miami Premium Discount Program will decrease your health insurance premiums. The more steps in the program you complete, the more you save. If no amount is presented here, then you qualified for the entire discount. Congratulations!

Voluntary Life and Accidental Death Insurance

Your per-pay premium amounts depend on the life insurance coverage you purchased for the following:

  • Voluntary Group Accidental Death and Dismemberment Insurance
  • Voluntary Life Insurance: Employee, Spouse, Child(ren)

For rates and benefits, see Voluntary Life and Accidental Death Insurance.

Federally-Taxable Benefits

For questions about taxable benefits (e.g., life insurance coverage over $50,000, tuition fee waiver benefit over $5,250 for graduate classes), contact Payroll Services (513-529-6223).