Take advantage of free preventive care

By Becky Stephenson, human resources

health-importantMiami employees are encouraged to take advantage of free preventive care.

WHO:  You and other covered members of the Miami health and/or dental plans.

WHAT:  Preventive services at an in-network provider covered at 100 percent include:

Health Plans (both PPO & HDHP)

Frequency (if applicable)

Routine physical exams/well visits

n/a

Routine immunizations

n/a

Contraceptives

n/a

Screening mammogram*

Once per calendar year

Screening pap test

Once per calendar year

Screening PSA test

Once per calendar year

Colonoscopy**

Once per calendar year

Routine eye exam

Once per calendar year


*Effective April 1, 2017, 3-D mammograms are covered under the health plan.

**Both screening & diagnostic colonoscopy covered once per calendar year at 100 percent.ounce-prevention

Dental Plans (both basic & enhanced)

Frequency*

Oral exam

Twice per calendar year

Cleaning

Twice per calendar year

Fluoride treatment

Twice per calendar year

Bitewing x-rays

Once per calendar year

*up to plan maximum

WHERE:  Preventive services are free when delivered by an in-network provider.

Go to miamioh.edu/benefits for links to the UMR and Delta Dental provider finders.

WHY:  Preventive screening can detect disease in the early stages when it’s most treatable. Following preventive care guidelines, along with the advice of your doctor, can help you stay healthy.

HOW:  Know what’s considered preventive care and review the guidelines. Refer to the plan summaries on the Benefits & Wellness website for detailed information and coverage.

Avoid unexpected costs by clearly stating when you make your appointment that your visit is for a covered preventive service.

Note that the Miami health plan does not require 365 days between screenings; most are covered once per calendar year.