Calendar GraphicStatus of Financial Aid Requirements

Direct Loan Entrance Counseling and Master Promissory Notes will not show as completed until we are able to load the results at the end of June 2016. If you wish to confirm that you have successfully completed the Entrance Counseling and a Master Promissory Note, you may log in to to view your information.

Financial Aid Awards for Summer

Financial aid award information for summer will be available on BannerWeb by late April or early May. Students will receive an email notification to their Miami email account when their financial aid information is available.

2016-2017 Financial Aid Award Notices for Returning Students

Financial aid award information for returning students will be available on BannerWeb in early June. Students will receive an email notification to their Miami email account when their financial aid information is available.


Miami realizes that managing the cost of education is a challenge for most families. In addition to grants, scholarships, and federal work-study funds, several loan options are available.

Most undergraduate and graduate students who file the FAFSA will be awarded a Federal Direct Stafford Loan. Graduate students may be eligible to borrow a Federal Graduate PLUS loan, while the parents of dependent undergraduate students may be eligible to borrow a Federal Parent PLUS Loan. A private loan is another option for both graduate and undergraduate students. The dollar amount of these loans may be based on federal limits, year in school, dependency status, cost of attendance, and other financial aid received.

Current students can see information about their estimated educational loan debt from Miami University by visiting our Loan Debt Summary webpage and logging in with their Miami UniqueID and password.

Review the loan eligibility chart.

Federal Direct Stafford Loan »

The funds for a Federal Direct Stafford Loan are provided by the U.S. Department of Education and are credited to your student account. Subsidized loans are need-based; unsubsidized loans are not. The federal government pays the interest on the subsidized Stafford Loan while you're enrolled in school at least half-time.

Federal Perkins Loan »

A Federal Perkins Loan is a low-interest, fixed-rate, subsidized loan for students with financial need. The loan is made with government funds and Miami contributes a share. Miami awards the Federal Perkins Loan to students who demonstrate exceptionally high financial need.

Federal Direct PLUS Loan »

Parents of dependent students may borrow funds through the William D. Ford Federal Direct PLUS Loan program. The borrower must be a natural parent, adoptive parent, or stepparent of the dependent student. The lender is the U.S. Department of Education. Parents may borrow any amount up to the cost of education minus any other financial aid their son or daughter receives.

Private Loans »

Miami will certify a private loan from any lender. Terms, fees, and borrowing limits of private loans differ. Private loans are not federally guaranteed and do not require that you file the FAFSA. The yearly amount cannot exceed the annual cost of attendance minus other financial aid and resources. Borrowing a private loan is a decision that should be made with careful consideration.

Graduate Student Loans »

Types of financial assistance available for graduate students include the Federal Direct Stafford Loan, the Federal Graduate PLUS Loan, a private loan, and campus employment.

For estimated monthly repayment costs, visit the Repayment Estimator.

Student Loan Code of Conduct

The guiding principles for ensuring the integrity of the student aid process and the ethical conduct of employees in regard to student loan practices are provided in the Miami University Student Loan Code of Conduct.