Certificates of Insurance

General Information

A Certificate of Insurance (COI) is a standard document used to demonstrate proof of insurance coverage. The Certificate provides verification of the insurance and usually contains information on types and limits of coverage, the name of the insured party, the name of the insurance company, the insurance policy number, and the effective periods of the insurance. A certificate provides proof that a party can satisfy financial obligations assumed under a contract.  


This insurance information is derived from a review of applicable rules and laws associated with the university and state agencies.  The information is also based on the insurance coverage currently carried.  

Miami University has discontinued providing paper certificates, as the contract and law guides insurance coverage.  Third parties who contract with Miami may access proof of insurance for property, fine arts, student in practicum and liability coverage.

In the event the above proof of insurance will not suffice, an individual COI will only be issued when all of the following conditions are met:

  1. There is a written agreement or contract between the university and a third party;
  2. The contract requests a certificate; and
  3. The contract is signed by the appropriate personnel at the university.

A third party is considered an Additional Insured on the General Liability policy when such an obligation exists in a written contract.

Certificates from other Parties

When vendors or suppliers are contractually required to provide Miami University with a certificate of insurance, a copy of that certificate should be sent to vpfinancebusiness@miamioh.edu.

Questions about certificates of insurance should be directed to 513-529-4226.