Health Insurance

Health insurance documents

All international students are required to enroll in the Miami University Aetna Student Health Plan. Exceptions to this requirement may be made for students who provide proof of one of the following:

  • Full sponsorship by a government agency, which includes health insurance.
  • Comparable insurance from a United States employer.

International students will not have the option to use the Aetna waiver portal for the Miami University Student Health Plan. If you would like to appeal the requirement of having the required health insurance plan, you must log in to InterLink and submit the Health Insurance Waiver Request under Other Student Services. Note that your request will be denied if your insurance policy is not comparable to the Miami University Aetna Student Health Plan.

We want to remind you that medical care in the United States can be expensive. Some medications and medical procedures may cost thousands or even tens of thousands of dollars without health insurance. You are protected by the policy requiring you to have the Aetna health insurance plan. However, even with insurance, you still need to pay some of your medical expenses, such as the deductible, co-payment, etc.

  • Co-payment: a fixed amount you are required to pay for a covered health care service (for example, you might be required to pay $25 each time you visit a doctor).
  • Deductible: the amount of money you are required to pay for medical expenses in a given year before the insurance plan starts to pay.