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Student Health Insurance

Miami University requires all full-time Oxford students to be covered by health insurance at all times. Miami University's health insurance is provided by Aetna.

The form to enroll or waive student health insurance is typically available available in July.

Miami University requires all full-time Oxford students be covered by health insurance. To that end, all Oxford students registered full-time when the fall semester bill is generated are charged for health insurance unless the student has completed and been granted a waiver of the student health insurance.

This process must be completed annually for all full-time Oxford students. This deadline is August 1 each year.

Starting July 1, 2023: Access the student health insurance site to request a waiver, enroll, or learn more (opens in new window and links to external vendor). Use a laptop or desktop computer to complete the process; Google Chrome works best. 

Note: The services of the Student Health Service are available to all students registered for classes. However, if you do not use the student health insurance, you should call your insurance company to verify that Miami University with Tri-Health is a covered provider.

Questions should be directed to Miami Aetna Representative Nancy Jerger at 513-529-4246. 

International Students

Miami requires all international students registered at Miami to enroll in the Miami-sponsored insurance plan each academic year. All eligible international students will be automatically enrolled in the Student Health Insurance Plan. Please see the International Student Scholar Services (ISSS) page on health insurance for more information. 

Pathways Students

Miami requires all Pathway students to be covered by health insurance. All eligible students will be automatically enrolled in the Miami-sponsored insurance. If you are currently covered by health insurance (from a parent, spouse, or other source), you must complete an electronic insurance waiver request. The deadline to request the waiver is August 1.

Health Insurance Waiver

If you are currently covered by health insurance (from a parent, spouse, or other source) and you do not want to add Miami's student health plan, you must complete an electronic insurance waiver request.

You are eligible to waive student health insurance if you meet the following criteria.

  • You are already covered by an insurance plan provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. phone number.
  • Your plan is currently active and you agree to maintain health insurance coverage throughout the entire 2023-24 academic year.
  • Your plan covers inpatient and outpatient medical care within the Oxford Ohio area (including hospitalization, surgery, medical equipment, pregnancy, and routine care). Emergency and urgent care only coverage does not satisfy the requirement.

Once the waiver request is submitted and the information is verified, a confirmation email is sent to your Miami email account, and a credit is posted to your bursar bill. The deadline to request the waiver is August 1. Students whose enrollment status changes to full-time Oxford (e.g. newly registered students, full-time to part-time, regional relocation, etc.) will have the opportunity to request a waiver at the time of the change even if it is after the deadline.

It is necessary to complete an electronic insurance waiver each year.

Student Health Plan Information (2023-24)

Policy information for the 2023-24 academic year is now available. Please review the Aetna Student Health Plan Design and Benefits Summary for detailed plan information.

For the 2023-24 school year, Aetna is the provider of Student Health Insurance for Miami. The Miami-sponsored student health insurance plan includes nationwide coverage through Aetna's extensive national network of providers, as well as worldwide medical assistance.  

The student insurance plan covers preventative care, hospitalizations, surgery, emergency care, prescriptions and major medical benefits for treatment received to the extent specified in the policy. The policy year is August 1, 2023 to July 31, 2024.

As you investigate insurance coverage, please check to see if the Student Health Service at Miami University through TriHealth is listed as an in-network provider. You can also look to see if our providers are listed as in-network individually. A list of providers can be found at Meet the Clinicians

2023-2024 Student Health Plan Cost 

The student health plan is $2,151 for 12 months of coverage. The annual student premium will be billed in two installments on your student account ($902 for the fall premium and $1,249 for the spring premium).

If needed, you can enroll additional dependents (spouse, child, or children) through the Aetna portal. Enrollment and payment are made directly to Aetna.

2023-24 Student Insurance Costs
Covered Annual
8/1/23 – 7/31/24

8/1/23 – 12/31/24

(new students only)
1/1/24 – 7/31/24

Student $2,151 $902 $1,249
Spouse $2,151 $902 $1,249
Child $2,151 $902 $1,249
Two or more children $4,302 $1,804 $2,498

Enrollment waiver deadlines

8/1/23 8/1/23 1/31/24

Learn about Healthcare Benefits

Healthcare benefits and insurance can be really confusing. Miami's healthcare broker, Horan, created a guide to help you learn the basics and understand the process a bit more. 

Student Health Services

Clinical Health Service Building 

In an effort to support a healthy college experience, Student Health Services provides quality outpatient care, with services that include general medicine, injury care, and immunizations, as well as gynecology, laboratory, and psychiatry services.

Contact Us

Health Services Center
421 South Campus Avenue
Oxford, OH 45056
513-529-1892 (fax)