Open Enrollment for Benefits

Open enrollment is the one time each calendar year, historically the month of October, that you can make changes to your benefit elections without having experienced a qualifying event.

When is Open Enrollment?

The open enrollment period occurs annually in the month of October for benefits effective beginning the next January 1.

Am I required to complete open enrollment?

  • No, you are not required to complete the online process, BUT if you wish to elect a flexible spending account (FSA) for the following year, per the IRS you MUST do so in open enrollment
  • If you do not complete the online process, your current year benefit elections (except the FSA) will continue through the following calendar year based on that year's plan changes and premium costs.
  • Also, if you have a health savings account (HSA) in the current year, your per pay contribution amount will automatically start at $0.00 in January UNLESS you select an amount in the online system. Remember, though, that you can also change the amount of your per pay contribution at any time during the year by completing the 2021 HSA Contribution Change Form.

How do I complete open enrollment?

  • Log into BannerWeb
  • Select  the Employee Services Online tab
  • Click on Benefit Open Enrollment
  • Click on the Enter Open Enrollment button
  • Review each page carefully before continuing to the next page
  • After making your selections, review your summary page. 
  • Once you are satisfied with your selections, click the Submit Open Enrollment button

NOTE: If you ever go back into the system after clicking the Submit Open Enrollment button, whether you make any changes or not, you MUST click the Submit Open Enrollment button AGAIN. Elections will not be saved unless they have been submitted.

How do I know that my selections were saved?


An email to your university account will be generated each time
you enter the open enrollment system.
If you click on: Email Subject Line: Email Sent:
Start Open Enrollment Benefits Open Enrollment - status started immediately
Submit Open Enrollment Benefits Open Enrollment - status submitted immediately
Restart Open Enrollment Benefits Open Enrollment - status restarted immediately

The day after you have submitted your selections, you will receive an email with the subject line, 2020 Open Enrollment Confirmation. To guarantee that your selections were saved, this MUST be the last email that you receive from the system before 5 pm on October 31.

Are there forms to fill out for open enrollment?

  • Benefit elections are made by logging into BannerWeb, Employee Services Online, and following the instructions for making your choices.
  • You can update your HSA contribution in the open enrollment system, or you may complete the 2021 HSA Contribution Change form.
  • If you are covering a spouse under your medical plan next year and the spouse was not covered this year, you must submit the completed Spouse Health Coverage form, with the Employer Certification (PDF 67KB), if applicable, in order to determine the eligibility to be on Miami's medical plan.
  • If you are choosing voluntary life insurance for yourself for the first time, or changing your election to more than $350,000 coverage, you must complete the Securian online Evidence of Insurability form.
    • Provide your group policy number: 34691
    • Enter your access key: MiamiOH
    • Complete the word validation.
    • The process takes 10-30 minutes to complete.
    • You will not be able to save your work to return later.
    • An email address is required.
    • You will need your Miami Banner ID (+0#######) without the "+" sign.
    • You may also need to have your medical records available

What's New for 2021?

  • Securian became our life insurance vendor beginning July 1, 2020.