Open Enrollment for Benefits

Open enrollment is the one time each calendar year, historically the month of October, that you can make changes to your benefit elections without having experienced a qualifying event.

When is Open Enrollment?

The open enrollment period this year begins at 8:00 am Monday, October 8 and ends at 5:00 pm on Wednesday, October 31, 2018, for benefits effective beginning January 1, 2019.

Am I required to complete open enrollment?

  • No, you are not required to complete the online process, BUT if you wish to elect a flexible spending account (FSA) for the following year, per the IRS you MUST do so in open enrollment. 
  • If you do not complete the online process, your current year benefit elections (except the FSA) will continue through the following calendar year based on that year's plan changes and premium costs.
  • Also, if you have a health savings account (HSA) in the current year, your per pay contribution amount will automatically start at $0.00 in January UNLESS you select an amount in the online system. Remember, though, that you can also change the amount of your per pay contribution at any time during the year by completing the 2019 HSA Contribution Change Form.

Are there forms to fill out for open enrollment?

  • Benefit elections are made by logging into BannerWeb, Employee Services Online, and following the instructions for making your choices.
  • You can update your HSA contribution in the open enrollment system, or you may complete the 2019 HSA Contribution Change form.
  • If you are covering a spouse under your health plan next year and the spouse was not covered this year, you must submit the completed Spouse Health Coverage form, with the Employer Certification (PDF 67KB), if applicable, in order to determine the eligibility to be on Miami's health plan.
  • If you are choosing voluntary life insurance for yourself for the first time, or changing your election to more than $350,000 coverage, you must complete the Liberty Mutual online Evidence of Insurability form.
    • Under New Users, click on the Register button.
    • Enter Miami's company code: MIAMIUNIVE.
    • Complete and submit the form.
    • Contact Liberty Mutual at 1-800-431-2958 for assistance and questions.

What's New for 2019?

  • The IRS limits for health savings accounts (HSA) will increase to $3,500 for single and $7,000 for family/employee plus plans. These limits include Miami's contributions to the HSA.
  • The IRS limits for the medical flexible spending account (FSA) will increase to $2,650 and dependent child daycare FSA will be $2,500 for single and $5,000 for family.
  • For those electing the PPO health plan, the base premium has increased:
    • Single $63 per month (was $50)
    • Employee Plus $139 per month (was $110)
    • Family $203 per month (was $160)

Help Sessions

Learn about your choices for 2019 and receive assistance when enrolling at the scheduled help session.


Thursday 10/25, 005 Roudebush Hall, 2-4 p.m.
Monday 10/29, 005 Roudebush Hall, 11 a.m.-1 p.m.
Tuesday 10/30, 005 Roudebush Hall, 1:00-3:30 p.m.


Tuesday 10/23, 136 Johnston Hall, 2-4 p.m.


Tuesday 10/23, 002 Wilks Conference Center, 9-11 a.m.

Decision-Making Tools

Use these resources when making your 2019 benefit decisions.