Financial Aid for Study Abroad

If you want to study abroad, step one is to visit Education Abroad, which provides an introduction to the resources offered by the study abroad office, how to search for a study abroad program, and information about financial aid and scholarships. Schedule an appointment with a study abroad advisor to get answers to your questions about different program options.

Next, meet with your academic advisor to determine the feasibility of the program and whether it fits your academic and/or career goals.

Then, you should meet with a staff member in the One Stop (CAB building) to discuss financing options available for your program. There are several types of study abroad programs and the financial aid available will be based on the type of program you select. To receive financial aid, you must be enrolled full-time for a fall or spring semester study abroad program. Summer aid awards are based on any remaining financial aid eligibility from the current academic year.

Study Abroad Programs

Miami-Sponsored Programs (Luxembourg Program and Faculty-Led Programs)

Tuition and academic fees for these programs are the same as those for attending the Oxford campus. Program fees covering housing, meals, and other expenses are unique to each program and can be found on the program websites. To be considered for financial aid, students should submit the Free Application for Federal Student Aid (FAFSA) online by the deadline for priority consideration.

The Luxembourg Program has many scholarships available, and all students who have a FAFSA application on file will be considered for these scholarships upon acceptance into the program. Learn more about Luxembourg scholarships by visiting Luxembourg Program.

Exchange and Co-Sponsored Programs

Programs that allow you to be billed through Miami while enrolled in an institution abroad are called exchange programs. Co-Sponsored programs are programs that are administered by third-party providers, but billed by Miami University. Students earn transfer credit on both exchange and co-sponsored programs.

To be considered for financial aid, students should submit the Free Application for Federal Student Aid (FAFSA) online by the deadline for priority consideration. Because exchange and co-sponsored programs charge Miami tuition and fees, many Miami scholarships can be used towards the cost of the program. Students participating in Exchange and co-sponsored programs will also be considered for scholarships available through the Global Initiatives office.

Approved Programs

If you will be billed by another institution or organization during your time abroad, you are in an  approved program and you must complete additional paperwork in order to receive your financial aid (below). This can be a very long process; and, if at all possible, should be started at least two months prior to the beginning of the program.

For approved programs you are allowed to use federal and state aid (if applicable) Federal and state aid can be applied to fees and expenses in addition to the tuition portion of the program fee.

If you are unsure if your program is co-sponsored or approved, contact the Study Abroad Office at

For approved programs, the following items must be received and processed before any funds can be disbursed to pay for your study abroad fees:

  • Free Application for Federal Student Aid (FAFSA) - Submit the FAFSA online by the deadline for priority consideration.
  • Study Abroad Consortium/Contractual Agreement - Allow two months prior to the beginning of the program to complete the agreement. If you have questions regarding this form, contact the One Stop at
  • Study Abroad Transfer Credit Approval Form - This must be signed and completed by your Miami Academic Advisor before you depart and submitted to the Study Abroad Office, 214 MacMillan Hall. This form indicates if the credit(s) you earn from your study abroad program will be accepted at Miami University. If you have questions regarding this form, contact the Study Abroad Office at
  • Verification documents (if applicable) - If you have been selected for federal verification you must sign and submit all required documents listed on your BannerWeb account.

If you are studying abroad for more than one semester, you will need to complete a Study Abroad Consortium/Contractual Agreement and Study Abroad Transfer Credit Approval Form for each semester abroad.

Summer Study Abroad

Federal financial aid eligibility is based on the number of credit hours you are enrolled in and the financial aid you've already received for fall and spring semesters. If you are studying through a Miami summer workshop, we will automatically determine your summer financial aid eligibility once you have registered for your courses. If your summer program is not offered by Miami University, you will need to complete the Study Abroad Consortium/Contractual Agreement before we can determine your summer financial aid eligibility.

Disbursement of Funds

After all required documents are processed, funds for your study abroad program are disbursed to your account in accordance with Miami's disbursement schedule. For most co-sponsored and approved programs, funds are mailed directly to the host institution listed on the consortium agreement. The host institution will process a refund should there be any excess funds received.

Please note that Miami cannot release financial aid funds until 10 days before Miami's semester starts, even if your program begins before the semester start date. There are no exceptions to this federal regulation. It may be necessary for you to make a payment or complete paperwork with your host institution to delay the payment of your fees until financial aid can be released. If your program begins later than Miami's semester start date, your funds will be released 10 days before your program start date.