Student Health Insurance

The form to enroll or waive student health insurance is now available.

Miami University requires all full-time Oxford students be covered by health insurance. To that end, all Oxford students registered full-time when the fall semester bill is generated are charged for health insurance unless the student has completed and been granted a waiver of the student health insurance.

This process must be completed annually for all full-time Oxford students.

Starting June 1, 2020: Access the student health insurance site to request a waiver, enroll, or learn more (opens in new window and links to external vendor). 

Note: The services of the Student Health Service are available to all students registered for classes. However, if you do not use the student health insurance, you should call your insurance company to verify that Miami University with Tri-Health is a covered provider.

International Students

Miami requires all international students registered at Miami to enroll in the Miami-sponsored insurance plan each academic year. All eligible international students will be automatically enrolled in the Student Health Insurance Plan. Please see the International Student Scholar Services (ISSS) page on health insurance for more information. 

Pathways Students

Miami requires all Pathway Students to be covered by health insurance. All eligible students will be automatically enrolled in the Miami-sponsored insurance. If you are currently covered by health insurance (from a parent, spouse, or other source), you must complete an electronic insurance waiver request. The deadline to request the waiver is August 1, 2020.

Health Insurance Waiver

If you are currently covered by health insurance (from a parent, spouse, or other source) and you do not want to add Miami's student health plan, you must complete an electronic insurance waiver request.

You are eligible to waive student health insurance if you meet the following criteria.

  • You are already covered by an insurance plan provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. phone number.
  • Your plan is currently active and you agree to maintain health insurance coverage throughout the entire 2020/2021 academic year.
  • Your plan covers inpatient and outpatient medical care within the Miami University area (Emergency only coverage does not satisfy this requirement).

Once the waiver request is submitted and the information is verified, a confirmation e-mail is sent to your Miami e-mail account, and a credit is posted to your bursar bill. The deadline to request the waiver is August 1, 2020. Students whose enrollment status changes to full-time Oxford (e.g. newly registered students, full-time to part-time, regional relocation, etc.) will have the opportunity to request a waiver at the time of the change even if it is after the August 1 deadline.

It is necessary to complete an electronic insurance waiver each year.

Student Health Plan Information

For the 2020-2021 school year, Aetna is the provider of Student Health Insurance for Miami. The Miami-sponsored student health insurance plan includes nationwide coverage through Aetna's extensive national network of providers, as well as worldwide medical assistance.  

The student insurance plan covers preventative care, hospitalizations, surgery, emergency care, prescriptions and major medical benefits for treatment received to the extent specified in the policy. The policy year is August 1, 2020 to July 31, 2021.

As you investigate insurance coverage, please check to see if the Student Health Service at Miami University through TriHealth is listed as an in-network provider. You can also look to see if our providers are listed as in-network individually. A list of providers can be found at Meet the Clinicians

2020-2021 Student Health Plan Cost 

The student health plan is $1,636.00 for 12 months of coverage or $950.00 for January 1, 2021 to July 31, 2021 (this is only available to new students starting in the Spring term).

Dependent Enrollment and Cost

If needed, you can enroll additional dependents (spouse, child, or children) through the Aetna portal. Enrollment and payment are made directly to Aetna, and the cost for dependents is:

  • Spouse is an additional $1,636.00 ($950.00 for January - July)
  • One child is $1,636.00 ($950.00 for January - July)
  • Two or more children are $3,272.00 ($1,900.00 for January - July)