Michelle Girard

About

Michelle graduated magna cum laude from Miami with both a MA and a BS in economics. As Deputy Head of US, she works closely with the Head of US and leadership teams across NatWest Markets and NatWest Group to identify and advance business growth opportunities in the region that align to the bank's broader strategic goals. She also provides end-to-end supervision of the regional business, looking after the US technology, operational and business risk and control functions. Additionally, Michelle sits on the US Management Committee and the Board of Directors for NatWest Markets Securities Inc. and, along with fellow members, is responsible for setting, implementing and monitoring business strategy in the region.

As Co-Head of Global Economics, Michelle leads a team of economists, located in the US, China and India, responsible for forecasting growth, inflation, monetary and fiscal policy, and interest rates for both developed and emerging market economies. She identifies and analyzes macroeconomic trends relevant for longer-term business planning, and uses quantitative analysis, alternative data, and econometric models to develop proprietary indices and forecasts. Collaborating with market strategists across the globe, Michelle provides synergistic analysis on market-moving developments to support NatWest’s clients, senior executives, and global business lines. Michelle is also a regular speaker and commentator on the economic outlook on various print, radio, and television news media including CNBC, Fox Business Network, Bloomberg TV & Radio, and Yahoo! Finance.

Michelle is an Executive Co-Sponsor of the US Energized Employee Network, leading initiatives focused on diversity and inclusion, employee engagement, recognition, well-being and sustainability. She is a founding member of the NWM US Women’s Network and has taken an active role in helping to create and strengthen the talent development offerings for women across the organization. In addition, she serves on the NWM Retirement Committee and the US HR Benefits Advisory Committee.

Previous Prior to joining NatWest Markets, Michelle held roles as Co-Head of the Fixed Income Strategy & Research Group at Prudential Securities, Chief Economist at Sanwa Securities (USA) and Economist with Bear Stearns. Michelle began her professional career as a Research Assistant for the Board of Governors of the Federal Reserve System in Washington, DC.