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Open Enrollment

October 7 - October 30, 2026

This is the time of the year when you have the opportunity to make changes to your benefit selections for the plan year beginning January 1, 2027. You can review the plans here.

2027 Open Enrollment Guide: Review our 2027 Open Enrollment Guide for information about plan options, rates, and important changes for the 2027 plan year.

If you do not make benefit changes during the 2026 open enrollment period, your current medical, dental and vision benefits will continue in 2027. Voluntary Life, Flexible Spending Account (FSA) and Health Savings Account (HSA) contributions must be elected during open enrollment, the 2026 contributions cannot be automatically rolled over for 2027.

New Vendor: Starting in 2027 Miami Basic Life, AD&D and Voluntary Life insurance will transition to Lincoln. Your basic life insurance coverage will remain the same. However, starting in 2027 the maximum coverage limit for spouses has increased from $30,000 up to $250,000 (or up to 100% of the employee's elected coverage amount, whichever is lower). If you are electing voluntary life insurance for your spouse or child(ren) you must make an active election for yourself. Because of this carrier change, you must go into Workday and select your beneficiaries. This will not automatically carry-over.

New Rates

Miami PPO
Coverage Level Your % Salary Base Premium If you do not participate in Healthy Miami
Individual 1.75% $84/month $60/month
Employee + Child 3.71% $170/month $60/month
Employee + Spouse 3.71% $170/month $120/month
Family 5.45% $227/month $120/month
Miami HDHP
Coverage Level Your % Salary Base Premium If you do not participate in Healthy Miami
Individual 1.75% N/A $60/month
Employee + Child 3.71% N/A $60/month
Employee + Spouse 3.71% N/A $120/month
Family 5.45% N/A $120/month

Help Session Information

 
Fall 2026 Schedule
Date Time Location Session
Wednesday, Oct. 7 1-4 p.m. Cole Services Help Session
Thursday, Oct. 8 7-11 a.m. Middletown Campus Wellness Fair
Tuesday, Oct. 13 7-11 a.m. Hamilton Campus Wellness Fair
Wednesday, Oct. 14 2-5 p.m. Goggin Ice Center 227  Help Session
Thursday, Oct. 15 8-10 a.m. Bachelor Hall 0023 Help Session
Friday, Oct. 16 11 a.m. to 1 p.m. Hoyt Hall 200A Office Hours 
Tuesday, Oct. 20 8-10 a.m. Hoyt Hall 200A Office Hours
Wednesday, Oct. 21 4-6 p.m. Cole Services Help Session
Thursday, Oct. 22 2-4 p.m. Hoyt Hall 200A Office Hours
Wednesday, Oct. 28 8-10 a.m. Hoyt Hall 200A Office Hours
Thursday, Oct. 29 8 a.m to 12 p.m. Goggin Ice Center 227 Help Session
Friday, Oct. 30  10 a.m. to 12 p.m. Hoyt Hall 200A Office Hours Morning
Friday, Oct. 30  2-4 p.m. Hoyt Hall 200A Office Hours Afternoon
Contact us for any issues you may have regarding the topics in this section.

Benefits and Wellness

Hoyt Hall, 2nd Floor
521 S. Patterson Ave.
Oxford, OH 45056
513-529-3926 513-529-4223 (fax) Healthy Miami

Our Mission

At Miami University, people are core to our mission. Guided by our values of Love and Honor, we are dedicated to cultivating strategic partnerships and fostering a supportive and engaged community where employees are inspired to thrive, pursue knowledge, and work with purpose. The Office of Human Resources Management stewards our human talent with an unwavering commitment to excellence, contributing to our enduring legacy of leadership and service.